UOB Basic Card

Go back to basics with the UOB Basic Card packed with affordable and flexible payment plans and a monthly fee waiver upon retail transaction.

Annual Fee Waiver

UOB Basic Card has a monthly fee of RM6.00 (or RM72 per year), which can be waived when you make one retail transaction (no minimum amount) in a statement month. 

However, please bear in mind that the Sales and Service Tax of RM25 will still be charged upon the anniversary date of your credit card. 

For supplementary cardholders, the annual fee is RM30.

Note: In addition, eligible cardmembers whose application is submitted during the Campaign Period of the RinggitPlus flash deal and successfully approved by UOB Malaysia will be entitled to enjoy a 3-year annual fee waiver. Check our page to find out more about the flash deal.

UOB Easi-Payment Plan

Keeping tabs on that dream item? Couldn't afford to pay it in a lump sum? No worries, you can get your dream item instantly with the UOB Easi-Payment Plan.

With this plan, you can easily convert your purchases into monthly instalments for as long as 36 months and enjoy an upfront interest as low as 2.99%.

Interestingly, you can even bundle up more than one purchase with the UOB Easi-Payment Plan.

It's easy, you just need to spend at least RM500 and apply for the EPP within sixty (60) days from the date of purchase.

0% Instalment Payment Plan

There are a slew of benefits to a credit card when you use it efficiently. After all, it is made to extend your credit when required, whether to pay for your personal needs or daily expenses. 

UOB Basic Card offers you a UOB 0% Instalment Payment Plan (IPP) - where you pay for your purchases for up to 36 months with 0% interest when you shop at any UOB 0% IPP participating merchant outlets. This is subject to terms and conditions.

The outlet category includes:

• Telecom
• Travel Agent
• Business Services
• Department Store
• Hypermarket
• Building & Renovation
• Medical
• Education
• Retail Fashion
• Hotels
• Personal Care
• Auto Services
• Insurance
• Other Retail
• Others

What documents should I prepare to make an application?

If you are a salaried employee, please prepare:

• A copy of your IC (both sides)
• Latest 3 months' salary slips OR the latest EPF statement
• Latest 6 months' bank statements
• Latest BE form with an official tax receipt

If you are self-employed, please prepare:

• A copy of your IC (both sides)
• A copy of Form 9, 24 & 49 OR Business Registration Certificate
• Latest 6 months' company bank statements
• Latest B form with an official tax receipt