AFFINBANK BHPetrol 'Touch & Fuel' Mastercard® Contactless
AFFINBANK BHPetrol 'Touch & Fuel' Mastercard® Contactless
RM 2,000
Minimum monthly income
RM 150
Annual fee
Waived when you spend RM24,000 per year or swipe minimum 12 times in a year for subsequent years
15%
Interest rate p.a
2%
Balance transfer rate (fixed)
Product details
Product details
Features
Good for Cashback
0.8% Cashback on all spend
Unlimited Cashback
Up to RM500,000 travel insurance
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 150 | Free for first year |
| Annual fee waiver | Yes | Waived when you spend RM24,000 per year or swipe minimum 12 times in a year for subsequent years |
| Late payment fee | RM 5/1% | 1% of total outstanding balance or RM5, whichever is higher (to a maximum of RM50) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 2% | 2% rate for 12 months Balance Transfer repayment period |
| Annual fee | RM 150 Free for first year |
| Annual fee waiver | Yes Waived when you spend RM24,000 per year or swipe minimum 12 times in a year for subsequent years |
| Late payment fee | RM 5/1% 1% of total outstanding balance or RM5, whichever is higher (to a maximum of RM50) |
| Interest rate | 15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 2% 2% rate for 12 months Balance Transfer repayment period |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Employee:
- Latest EPF statements printed from AFFINBANK kiosk (with minimum 6 months contribution), or
- Any 1 of the following documents:
- Latest 3 months salary slips
- Latest 6 months commission statements (commission earner)
- Latest pension fund statement (pensioner)
- Latest EA form
- B form / BE form supported with tax payment receipt
Above income documents to be supported with any 1 of the following documents: - Latest EPF Statement (contribution amount must matched with salary slips / salary vouchers)
- Latest 3 months bank statement where the salary / pension is credited
- Latest 6 months bank statement where the commission is credited
- Letter from employer to the bank confirming applicant's income
Sole Proprietorship / Partnership / Company:
- Any 2 of the following documents:
- Latest 2 years B Form / BE Form with official tax payment receipt
- Latest 6 months business account statements
- Latest Profit & Loss account on management accounts; and
- Form A (for Sole proprietorship) / Form B (for Partnership) / Form 9,24, 49 (for Company)
Product review by 
Product review by 
Love getting rewarded for your retail purchases? Do you regularly refuel your car petrol tanks at BHPetrol stations? The AFFINBANK BHPetrol ‘Touch & Fuel’ Mastercard Contactless would be your go-to credit card!
Receive up to 10% cashback when you swipe your card at BHPetrol Stations
Yes - you read that right! For all the times you pump petrol at any BHPetrol stations, you’ll receive 2% cashback on weekdays and 10% cashback on the weekends, capped at RM50 every month. This makes it easier for you if weekends are the only days you’re free to pump petrol too.
Earn AFFIN rewards
Aside from cashback, you’ll also be rewarded with AFFIN rewards! You’ll gain 1x AFFIN Rewards Point for each RM1 retail transaction you have spent with the AFFINBANK BHPetrol ‘Touch & Fuel’ Mastercard Contactless in which you can redeem cool prizes, vouchers and many more! Browse through their catalogue to find something that suits you, everything listed on there can be redeemed through your accumulated AFFIN Rewards Point!
AFFIN Credit Shield - offering security for you
Worried about your family members or loved ones having to pay for your credit card debts? Every cardholder will be entitled to the AFFIN Credit Shield, an insurance protection plan that pays all your outstanding credit card bills for cases where something bad happens to you. The life plan insurance covers up to RM300,000 for Death and Total Permanent & Disability.
Easy Installment Plans (EiPlan) for easy payments
Got your eye on something really great - but unable to make a payment on the spot? If it’s a huge sum, it can be overwhelming to pay it all at one go - that’s where the Easy Installment Plan (EiPlan) comes in! Convert your large purchases into monthly installments of 6 months up to 36 months, each consisting of different minimum purchase amounts. The best part? No interest rate will be charged! However, there is an upfront fee - but you’re only required to pay it once.
FAQs
FAQs
Our online application form is where you will be able to apply for this credit card easily. In two simple steps, you can send in your application while we help to process it for you. Contact our customer service at +6012-385 0211 if you have any questions or need assistance while applying.
The minimum monthly requirement income is quite low, which is only RM2,000 every month. Your age should also be at least 21 years old and above while for supplementary cards, the age will be lower, which is at least 18 years old and above.
There will be an annual fee of RM150 for principal cards and RM75 for supplementary cards. Though only the first year your annual fee gets waived, you could still get your annual fee waived if you swipe at least 12 times in one year or spend a minimum amount of RM24,000.
A sales and service tax will be applied, which is RM25, for principal and supplementary cardholders during credit card activation and renewal dates every year. There is also a cash withdrawal fee which is 5% or RM20 of the total amount withdrawn.
- Gain up to 10% cashback for all transactions made at BHPetrol stations
- Receive 1x AFFIN Rewards Point for all retail transactions
If BHPetrol Station is where you pump your petrol tank every month, then this credit card will be your handy companion while getting rewarded at the same time.
