Alliance Bank Visa Platinum Credit Card
RM 2,000
Minimum monthly income
RM 120
Annual fee
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Alliance Bank Visa Platinum Credit Card
RM 2,000
Minimum monthly income
RM 120
Annual fee
15%
Interest rate p.a
0%
Balance transfer rate (fixed)
Special Offers
Win an SONY PlayStation®5 or RM1,000 credits via Rewards360 when you apply, activate and spend with Alliance Bank credit cards via CompareHero today.
Product details
Product details
Benefits
0% Balance Transfer for 6 months for New-to-Bank Cardmembers
Features
Good for Rewards/Offers
8X Timeless Bonus Points for Online & eWallet spend
3X Timeless Bonus Points for Overseas & Dining spend
1X Timeless Bonus Points for Contactless, Entertainment, Auto-billing & Retail spend
Annual Fee waiver for the first year (subsequent years will be waived with 12X swipe per year)
Eligibility
| Minimum monthly income | RM 2,000 |
| Minimum age: | |
| Cardholder | 21 |
| Supplementary Cardholder | 18 |
Fees & Charges
| Annual fee | RM 120 | Waived in first year, subsequent years waived with minimum 12x swipe in a year |
| Annual fee waiver | Yes | |
| Late payment fee | RM 10/1% | 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% | Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% | 0% Balance Transfer for 6 months |
| Annual fee | RM 120 Waived in first year, subsequent years waived with minimum 12x swipe in a year |
| Annual fee waiver | Yes |
| Late payment fee | RM 10/1% 1% of the outstanding balance or RM10, whichever is higher (to a maximum of RM100) |
| Interest rate | 15% Settling minimum payment due for 12 consecutive month |
| Balance transfer rate (fixed) | 0% 0% Balance Transfer for 6 months |
Document required to apply
You will need to provide several documents such as (varies between different banks):
Salaried Earners
MNC/PLC/GLC
- Copy of NRIC (both sides) or a copy of a valid passport AND
- EPF & latest 1 month payslip OR
- Last 3 months payslip & 1 month bank statement OR
- Latest Borang BE & Tax receipt
Non MNC/PLC/GLC
- Copy of NRIC (both sides) or a copy of a valid passport AND
- EPF & latest 3 months bank statements OR
- EPF, latest payslip & latest 3 months bank statements
- Business Registration Certificate/Trading License/Form 9, Form 24, Form 49 AND
- Latest 6 months company bank statements OR
- Borang B with 3 months bank statements
Product review by 
Product review by 
Love receiving rewards and enjoy travelling? The Alliance Bank Platinum Visa helps to fulfil both the things you love!
Receive Timeless Bonus Points with the Alliance Bank Platinum Visa Card
The Alliance Bank Platinum Visa Card offers more Timeless Bonus Points than Gold Visa. Here’s a rough breakdown of the Timeless Bonus Points you’ll be receiving:
| Category | Timeless Bonus Points Earned |
| E-commerce and e-wallet top ups | 8 Points (For each RM1 spent) |
| International transactions | 3 Points (For each RM1 spent) |
| Local transactions such as auto-billing, retail, entertainment | 1 Point (For each RM1 spent) |
The best part of it all, the Timeless Bonus Points collected will not expire, hence, you could redeem exclusive products, gifts and more from the participating merchants such as Philips and FitBit. That’s not all you can redeem with your Timeless Bonus Points!
Make the most out of your travel experiences
With all the Timeless Bonus Points you’ve accumulated, you could redeem Air Miles with either Malaysia Airlines. As long as you have at least 6,000 Timeless Bonus Points, you can convert them into 1,000 Enrich Miles. Once you redeem them, you get to either receive discounts of complimentary flight tickets for your future travels!
Get your annual fees waived
If you’re a supplementary cardholder of the Alliance Bank Platinum Visa Credit Card, you’re not required to pay an annual fee, hence, this privilege does not apply. However, primary cardholders are charged RM120 every year. Though during the first year it will be waived, after that, you will automatically be charged with the said annual fee. You will also receive a chance to get your annual fees waived if you swipe your card at least 12 times. Luckily, there is no minimum spend too, so you can swipe at any amount, as long as it is 12 times and above.
FAQs
FAQs
Apply online with us in just two simple steps! You can also reach out to us at +6012-385 0211 if you have any inquiries and in need of extra assistance while you're filling up the application form.
With a low minimum requirement of only RM2,000, you can apply for the Alliance Bank Platinum Visa card. If you are 21 years old and above, you can apply for the primary card. Otherwise, you can apply for the supplementary card if you are 18 years old and above.
If you apply for the supplementary card, you will not be charged with any annual fee. As for the primary card, you need to pay a fee of RM120 every year. The first year, you are off the hook. But the years after that, you need to pay the RM120 unless you have met the requirements of getting your annual fee being waived, which is just making 12 swipes all throughout the year.
Besides the annual fees, there are late payment fees and cash withdrawal fees. The late payment fee is around RM10 or 1% and the cash withdrawal fee is RM15 or 5% of the total amount. You will also be charged with sales and service tax that applies to both supplementary and primary cardholders, which is RM25.
- Receive 8x Timeless Bonus Points for e-commerce and e-wallet reloads
- Receive 3x Timeless Bonus Points for international purchases and transactions
- Receive 1x Timeless Bonus Points for local purchases and transactions
- Able to get annual fees waived if 12 swipes are made within 1 year
- Able to redeem awesome gifts and products from various merchants
- Able to redeem 1,000 Enrich Miles with just 6,000 Timeless Bonus Points
For those who love to get rewarded and travel at the same time. Besides that, if you often shop online and use e-wallets, you’ll hugely benefit by getting the rewards in which you can redeem cool products. Plus, since you travel on a regular basis, you’ll get rewarded as well by being able to redeem Air Miles with the points earned.
